Mortgage discrimination.
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Mortgage discrimination.

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Published by Office of Consumer & Business Education, Bureau of Consumer Protection, Federal Trade Commission in [Washington, D.C.] .
Written in English

Subjects:

  • Discrimination in mortgage loans -- United States,
  • Discrimination in housing -- United States,
  • Mortgage loans -- United States

Book details:

Edition Notes

SeriesFacts for consumers, Facts for consumers from the Federal Trade Commission
ContributionsUnited States. Federal Trade Commission. Office of Consumer and Business Education.
The Physical Object
Pagination1 sheet ;
ID Numbers
Open LibraryOL17605031M
OCLC/WorldCa31792740

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This is a splendid book. Ross and Yinger have synthesized the economic theories of mortgage market discrimination and the empirical evidence on its magnitude in the American mortgage market. The result is a model of careful research and judicious analysis on an important by: Print book: National government publication: English: Rating: (not yet rated) 0 with reviews - Be the first. Subjects: Discrimination in mortgage loans -- United States. Discrimination in housing -- United States. Mortgage loans -- United States. View all subjects; More like this: User lists; Similar Items. Mortgage discrimination or mortgage lending discrimination is the practice of banks, governments or other lending institutions denying loans to one or more groups of people primarily on the basis of race, ethnic origin, sex or religion.   Author Richard Rothstein says the housing programs begun under the New Deal were tantamount to a "state-sponsored system of segregation," in which people of color were purposely excluded from suburbs.

  African-American and Hispanic borrowers were charged on average, $1, more than comparable mortgages for whites from to , prosecutors say.   The NOOK Book (eBook) of the Mortgage Lending, Racial Discrimination and Federal Policy by John Goering at Barnes & Noble. FREE Shipping on $35 or Author: John Goering. MORTGAGE LENDING, RACIAL DISCRIMINATION, by Wienk (Author) ISBN ISBN Why is ISBN important? ISBN. This bar-code number lets you verify that you're getting exactly the right version or edition of a book. The digit and digit formats both work. Format: Hardcover. Mortgage discrimination or mortgage lending discrimination is the practice of banks, governments or other lending institutions denying loans to one or more groups of people primarily on the basis of race, ethnic origin, sex or religion. One of the most notable instances of widespread mortgage discrimination occurred in United States inner city neighborhoods from the s up until the late s.

   Mortgage Discrimination Kevin J. Taylor BUS Legal Environment Dr. David MacKusick J Abstract This paper delves into the condition StudyMode - Premium and Free Essays, Term Papers & Book Notes. If you suspect mortgage discrimination, you have the right to: Know within 30 days of the date of your completed application whether your mortgage loan is approved. The lender must make a reasonable effort to obtain all necessary information, such as credit reports and property appraisals.   The Race-Based Mortgage Penalty. By The Editorial Board. fair housing groups that uncovered particularly egregious lending discrimination by banks and mortgage companies could count on . Barriers to obtaining a mortgage represent obstacles to attaining the American dream of owning one's own home. These barriers take on added urgency when they are related to race or ethnicity. In this book Stephen Ross and John Yinger discuss what has been learned about .